Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and National Investment Trust Limited with regard to matters other than your use of the Site. National Investment Trust Limited may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

This Site is owned and operated by The National Investment Trust Limited. National Investment Trust Limited may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by National Investment Trust Limited and used for National Investment Trust Limited's internal business purposes, without liability.
Limited license and restrictions on use
National Investment Trust Limited grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by National Investment Trust Limited in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. National Investment Trust Limited reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use as expressly authorized by National Investment Trust Limited in writing, you may not:
  • Modify, copy, distribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software,  products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials");
  • Redeliver any page, text, image, or Materials on this Site using "framing" or other technology;
  • Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by National Investment Trust Limited;
  • Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;
  • Modify, copy, obscure, remove, or display National Investment Trust Limited's name, logo, trademarks, text, notices, or images without National Investment Trust Limited's express written permission. To obtain such permission, you may e-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it ;
  • Include the term "National Investment Trust Limited," or any National Investment Trust Limited trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by National Investment Trust Limited.
    Linking conditions
    You may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). National Investment Trust Limited grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply at all times with the following conditions:
  • The Link must resolve either to National Investment Trust Limited's home page at www.nit.com.pk, unaltered in any way;
  • The text of the Link must read either "The National Investment Trust Limited," "National Investment Trust Limited," " nit.com.pk ," or "www.nit.com.pk." You may not use any National Investment Trust Limited logo or graphic, or any other National Investment Trust Limited trademark, as part of the Link without National Investment Trust Limited's express written permission;
  • The Link and surrounding context on the linking site must not: (a) falsely represent or misrepresent any relationship between the linking site and National Investment Trust Limited, including suggestions of affiliation, endorsement, or sponsorship; (b) portray National Investment Trust Limited or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site.
    If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as "deep links"), provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site.
    RSS and podcast feeds
    National Investment Trust Limited grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to and use the Really Simple Syndication and podcast feeds (collectively, the "Feeds") offered by National Investment Trust Limited solely for your personal, informational and noncommercial use or as otherwise authorized by National Investment Trust Limited in writing, provided you comply at all times with the following conditions:
  • Except as otherwise stated in these Terms of Use, you may not modify, copy, redistribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit in any manner whatsoever the Feeds or the reports, data, information, content, software, files, products, services or other materials supplied by National Investment Trust Limited in connection therewith;
  • You may create a hyperlink to National Investment Trust Limited's Feeds, provided that (a) the hyperlink is functional and resolves directly to the applicable National Investment Trust Limited website page, unaltered and unframed in any way; and (b) you provide attribution to the appropriate National Investment Trust Limited website in connection with your use of the Feeds. If you provide this attribution in text, the hyperlink must read either "nit.com.pk” or Error! Hyperlink reference not valid. If you provide this attribution with a graphic, you must use the graphic National Investment Trust Limited has incorporated into the Feeds, without alteration. Your right to use the above-referenced National Investment Trust Limited graphic is limited to providing attribution to National Investment Trust Limited in connection with the Feeds. You may not use any National Investment Trust Limited logo or graphic, or any other National Investment Trust Limited trademark, for any other purpose without National Investment Trust Limited's express written permission;
  • Any hyperlink to National Investment Trust Limited's Feeds and the surrounding context on your site must not: (a) falsely represent or misrepresent any relationship between National Investment Trust Limited and you or your site, products or services or any third party or their site, products and services, including suggestions of affiliation, endorsement or sponsorship; (b) portray National Investment Trust Limited or its affiliates, or their products or services, in a false, misleading, derogatory or otherwise offensive manner; or (c) display the content of National Investment Trust Limited's Feeds in a manner that does not permit successful linking to, redirection to or delivery of the applicable National Investment Trust Limited website page;
  • You may not incorporate advertising into or targeted towards the content of National Investment Trust Limited's Feeds or insert any intermediate page, splash page or other content or materials between any hyperlink to National Investment Trust Limited's Feeds and the applicable National Investment Trust Limited website page.

    Any uses of National Investment Trust Limited's Feeds not granted herein are strictly prohibited. National Investment Trust Limited retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services, links, trademarks, logos or other materials used in connection therewith. National Investment Trust Limited reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue or modify any or all of its Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds. National Investment Trust Limited will not be liable for any loss or damage arising from your use of or in connection with the Feeds.

    Your account
    Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide National Investment Trust Limited with current, complete, and accurate information as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by National Investment Trust Limited.

    You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact National Investment Trust Limited immediately. National Investment Trust Limited will not be liable for any loss or damage arising from your failure to comply with this paragraph.

    Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials, and you consent to such transmission.
    Data, information, and content
    The Materials on this Site are for information, education, and noncommercial purposes only. Although National Investment Trust Limited may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold National Investment Trust Limited or its third-party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither National Investment Trust Limited nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization.
    Copyright policy, notice, and claim information
    All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by National Investment Trust Limited and its third-party information providers, and are protected by Pakistan and international intellectual property laws.
    Trademarks and patents
    All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.

    All National Investment Trust Limited graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of National Investment Trust Limited. National Investment Trust Limited's trademarks, service marks and trade dress may not be used in connection with any product or service that is not National Investment Trust Limited's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits National Investment Trust Limited. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of National Investment Trust Limited.
    International use
    Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the Pakistan.

    Each investment product and service referred to on this Site is intended to be made available only to Pakistan residents. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. Persons residing outside the Pakistan are invited to visit National Investment Trust Limited's website for Non- Pakistan Investors for more information about products and services available to them.
    Third-party content

    Data and other materials appearing on this Site that are provided by third parties are believed by National Investment Trust Limited to be obtained from reliable sources, but National Investment Trust Limited cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. National Investment Trust Limited is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that National Investment Trust Limited has provided a link to a third party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by National Investment Trust Limited with respect to such website, its owners, providers, or services. You will use any such third-party content at your own risk.

    Timeliness of content
    All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
    Termination
    The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. National Investment Trust Limited, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. National Investment Trust Limited will not be liable to you or any third party for any termination of your access to or use of this Site.
    Warranty disclaimers
    YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

    YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, NATIONAL INVESTMENT TRUST LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SITE; (II) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

    FURTHER, NATIONAL INVESTMENT TRUST LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE.

    EXCEPT AS PROVIDED BY LAW, NEITHER NATIONAL INVESTMENT TRUST LIMITED NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.

    TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.
    Liability and indemnity
    ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

    NEITHER NATIONAL INVESTMENT TRUST LIMITED NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF NATIONAL INVESTMENT TRUST LIMITED HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF NATIONAL INVESTMENT TRUST LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

    You agree to indemnify, defend, and hold harmless National Investment Trust Limited, its distributor, and affiliates, and each of its and their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses, or expenses, including legal’s fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.
    Integration and severability
    If any provision of these Terms of Use is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and National Investment Trust Limited relating to the subject matter herein.
    Applicable law and venue
    The laws of Pakistan, without regard to principles of conflict of laws, govern these Terms of Use and any dispute that might arise between you and National Investment Trust Limited. If you take legal action relating to these Terms of Use, you agree to file such action in the Court of   competent jurisdiction at Karachi and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.